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  • Retirement Is Not For Everyone

    Tuesday, July 22nd, 2008

    “Seventy-five years. That’s how much time you get if you’re lucky. Seventy-five years. Seventy-five Winters. Seventy-five Springtimes. Seventy-five Summers. And Seventy-five Autumns. When you look at it like that, it’s not a lot of time, is it? Don’t waste them.”

    One day I was watching “Holy Man? a
    movie starring Eddie Murphy where he played a “Holy Man? selling products on a
    home shopping network. It’s a funny and enlightening movie, and I enjoyed the
    comical antics of both Eddie Murphy and Jeff Goldblum. Who can all forget the
    “tea? Eddie tricked Jeff to drink? What was really in that tea? Aside from all
    the comics of the movie, one quote from Eddie Murphy, played as “G?, stated: “Seventy-five
    years. That’s how much time you get if you’re lucky. Seventy-five years.
    Seventy-five Winters. Seventy-five Springtimes. Seventy-five Summers. And
    Seventy-five Autumns. When you look at it like that, it’s not a lot of time, is
    it? Don’t waste them.?

    Think Youre Organized? Learn About The 80 Percent Chance You Have Missing Money

    Friday, February 29th, 2008

    Think you know where every dollar you own is? Think it is impossible that you have lost track of some money? You might be shocked to learn that as many as 8 out of 9 families are owed missing money. This article will tell you how to find out if you or your family has money that has gone missing.

    Where does missing money come from?

    Missing money may come from many places. It might be from an old checking or savings account. It might be from an account that was opened for you as a child or one you opened for your children and lost track of.

    Credit Repair - Quick Identity Theft Solution

    Thursday, February 21st, 2008

    An Unpleasant Possibility

    Are there entries on your credit report that do not belong to you? These may be the result of a file merger error on the part of the credit bureaus. Or they may be the result of a more nefarious case of identity theft. The Fair Credit Reporting Act (FCRA) gives you very specific and powerful tools to correct cases of identity theft and to quickly block the erroneous information from appearing on your credit report and impacting your credit scores.

    Section 611

    Credit Repair - Collection Solutions

    Thursday, February 7th, 2008

    Fair Debt Collection Practices Act (FDCPA)

    The FDCPA is the consumer protection act designed to prohibit abusive practices by debt collectors. The FDCPA specifically defines a collector as any person that collects debts owed to others, and may include attorneys that collect debts on a regular basis. Note that the language indicates “debts owed to others”, and therefore excludes original creditors from its scope.

    Getting Started

    When a debt collector initiates a collection effort they must send you a written notice indicating:

    How To Build, Manage, And Maintain Wealth

    Thursday, January 31st, 2008

    You’ve tried making more money. You’ve tried cutting back on expenses. You’ve tried borrowing and consolidating. You’ve tried some sure-fire quick fixes. You’ve denied the situation and justified it because others are in the same situation or worse. And besides, when the kids move out, go to school, or you give up the house for a condo, there will be more money and you’ll have two incomes again!

    I Got Phished! How To Avoid Identity Theft Online

    Tuesday, January 29th, 2008

    Phishing occurs when when your personal information is stolen from information you give out when online. When your personal information is stolen by hackers it can then be used to purchase goods, take money from accounts or set up a false identity. More and more frequently the internet is being used for online shopping, banking and requesting information. I have used the internet for all these things and I love the convenience of online transactions. I did not expect to have my information stolen.

    How To Build, Manage, And Maintain Wealth

    Wednesday, January 23rd, 2008

    You’ve tried making more money. You’ve tried cutting back on expenses. You’ve tried borrowing and consolidating. You’ve tried some sure-fire quick fixes. You’ve denied the situation and justified it because others are in the same situation or worse. And besides, when the kids move out, go to school, or you give up the house for a condo, there will be more money and you’ll have two incomes again!