Special Financial Strategies For The Younger Generation!
Sunday, March 16th, 2008How fortunate are the children who grow up financially literate with solid financial values. How much more productive, efficient and enjoyable will their lives be without added financial stress. This topic is certainly an entire book
Are You Running Out Of Money Or Overflowing?
Saturday, March 15th, 2008If the number one fear people have around money is the fear of running out in retirement, according to a study published recently in the New York Times, that brings up some interesting questions: the first being why?
It’s also interesting that another recent study by the Bank of Montreal found that people would rather work longer than downsize their lifestyle.
Importance Of Widening Your Financial Knowledge
Friday, March 14th, 2008There are many people out there who advertise their investment strategies. They say that you can also make millions just by applying their investment strategies. If you are a beginner, you may get excited with all the returns that they are projecting to you. Now, ask this question to yourself, if making money is so easy, will there be poor people around?
When I first started learning about investment planning and financial planning, I was overwhelmed by the terminologies and formulas. I did not know that there are many ratios and formulas that you have to calculate. There are both quantitative and qualitative. I know for a fact that making capital gains from investment is not an easy task.
How To Spot Warning Signs Of Bankruptcy
Tuesday, February 19th, 2008Bankruptcy is essentially an inability to meets one’s financial commitments as they become due. Public stereotypes of bankruptcy are often negative and associated with failure, poor financial management and can often lead to the individual being stigmatised by family and friends.
It must be stressed however that many people face bankruptcy for a host of other reasons or unfortunate events which are not always entirely their own fault. Drawing upon my experience or dealing with individuals with serious financial difficulties, this article aims attempts to examine the warning signs associated with bankruptcy in the hope that it can be avoided.
Financial Planning - Eight Easy Stock Picking Tips For Baby Boomers
Thursday, February 14th, 2008One of the biggest roadblocks to success in individual stock investing is the time to do the research. Below I have outlined eight stock picking tips that allow you to easily evaluate meaningful data in a reasonable period of time. With the internet there are numerous places to find data but my favorite is ‘Value Line’ which you can subscribe to or find in the reference section of your local library. All of the research information I discuss below can be easily found in Value Line for over 1700 stocks.
Understand the Price to Earnings ratio (PE) –
Estate: Reader Question: A Trust For Grandchildren
Thursday, February 7th, 2008Imagine what it would be like if each one of your grandchildren earned a scholarship to pay their college costs. Wouldn’t that be great? In a sense they can. Not only that, they could receive grants to help them purchase their first home, start a business and even provide additional retirement funds! Read on to find out how.
You don’t have to rely on a government program or the generosity of a school to provide a college ‘scholarship’ for your children, great-grandchildren and even your great-great-grandchildren. You don’t have to rely on special grants to help them buy a home or start a business. And their potential retirement doesn’t have to depend on the largesse of increasingly stingy employers.
Estate - When Friends And Family Want Your Money
Sunday, February 3rd, 2008Few situations have a greater potential for problems as when dealing with money and relatives. If you’ve ever had a child ask you for a loan or a distant relative request money to start a business, then you know just how touchy these situations can be. Here are some real-life situations, along with some simple steps to help you safely navigate the tricky waters that result from mixing family and finances.
How To Build, Manage, And Maintain Wealth
Thursday, January 31st, 2008You’ve tried making more money. You’ve tried cutting back on expenses. You’ve tried borrowing and consolidating. You’ve tried some sure-fire quick fixes. You’ve denied the situation and justified it because others are in the same situation or worse. And besides, when the kids move out, go to school, or you give up the house for a condo, there will be more money and you’ll have two incomes again!
How To Spot Warning Signs Of Bankruptcy
Sunday, January 27th, 2008Bankruptcy is essentially an inability to meets one’s financial commitments as they become due. Public stereotypes of bankruptcy are often negative and associated with failure, poor financial management and can often lead to the individual being stigmatised by family and friends.
It must be stressed however that many people face bankruptcy for a host of other reasons or unfortunate events which are not always entirely their own fault. Drawing upon my experience or dealing with individuals with serious financial difficulties, this article aims attempts to examine the warning signs associated with bankruptcy in the hope that it can be avoided.
How To Spot Warning Signs Of Bankruptcy
Thursday, January 24th, 2008Bankruptcy is essentially an inability to meets one’s financial commitments as they become due. Public stereotypes of bankruptcy are often negative and associated with failure, poor financial management and can often lead to the individual being stigmatised by family and friends.
It must be stressed however that many people face bankruptcy for a host of other reasons or unfortunate events which are not always entirely their own fault. Drawing upon my experience or dealing with individuals with serious financial difficulties, this article aims attempts to examine the warning signs associated with bankruptcy in the hope that it can be avoided.
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